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<channel>
	<title>Daily Mortgage Rate Lock Advisory &#187; House</title>
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	<link>http://ratelockadvisory.com</link>
	<description>Mortgage Interest Rates Change Daily - Do you have a crystal ball? If not use the Rate Lock Advisory!!</description>
	<lastBuildDate>Mon, 28 Nov 2011 01:26:24 +0000</lastBuildDate>
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		<item>
		<title>Tarullo, The Evolution of Capital Regulation</title>
		<link>http://ratelockadvisory.com/tarullo-the-evolution-of-capital-regulation.html</link>
		<comments>http://ratelockadvisory.com/tarullo-the-evolution-of-capital-regulation.html#comments</comments>
		<pubDate>Mon, 28 Nov 2011 01:26:23 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business meeting]]></category>
		<category><![CDATA[Capital]]></category>
		<category><![CDATA[capital regulation]]></category>
		<category><![CDATA[Clearing]]></category>
		<category><![CDATA[clearing house]]></category>
		<category><![CDATA[Conference]]></category>
		<category><![CDATA[Evolution]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Regulation]]></category>
		<category><![CDATA[Speech]]></category>
		<category><![CDATA[Tarullo]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/tarullo-the-evolution-of-capital-regulation.html</guid>
		<description><![CDATA[Speech at the Clearing House Business Meeting and Conference, New York, New York]]></description>
			<content:encoded><![CDATA[<p>Speech at the Clearing House Business Meeting and Conference, New York, New York</p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fratelockadvisory.com%2Ftarullo-the-evolution-of-capital-regulation.html&amp;title=Tarullo%2C%20The%20Evolution%20of%20Capital%20Regulation" id="wpa2a_2"><img src="http://ratelockadvisory.com/wp-content/plugins/add-to-any/share_save_256_24.png" width="256" height="24" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bertsch, Banking Supervision and Regulation</title>
		<link>http://ratelockadvisory.com/bertsch-banking-supervision-and-regulation.html</link>
		<comments>http://ratelockadvisory.com/bertsch-banking-supervision-and-regulation.html#comments</comments>
		<pubDate>Tue, 06 Sep 2011 04:22:47 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[banking supervision]]></category>
		<category><![CDATA[Bertsch]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[Consumer]]></category>
		<category><![CDATA[consumer credit]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit committee]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial institutions]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Newnan]]></category>
		<category><![CDATA[newnan georgia]]></category>
		<category><![CDATA[Regulation]]></category>
		<category><![CDATA[statement]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Supervision]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/bertsch-banking-supervision-and-regulation.html</guid>
		<description><![CDATA[Statement provided to the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives, Newnan, Georgia]]></description>
			<content:encoded><![CDATA[<p>Statement provided to the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives, Newnan, Georgia</p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fratelockadvisory.com%2Fbertsch-banking-supervision-and-regulation.html&amp;title=Bertsch%2C%20Banking%20Supervision%20and%20Regulation" id="wpa2a_4"><img src="http://ratelockadvisory.com/wp-content/plugins/add-to-any/share_save_256_24.png" width="256" height="24" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Van Der Weide, Credit Ratings Agencies</title>
		<link>http://ratelockadvisory.com/van-der-weide-credit-ratings-agencies.html</link>
		<comments>http://ratelockadvisory.com/van-der-weide-credit-ratings-agencies.html#comments</comments>
		<pubDate>Tue, 06 Sep 2011 04:22:46 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Investigations]]></category>
		<category><![CDATA[investigations committee]]></category>
		<category><![CDATA[Oversight]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[van der weide]]></category>
		<category><![CDATA[washington d c]]></category>
		<category><![CDATA[Weide]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/van-der-weide-credit-ratings-agencies.html</guid>
		<description><![CDATA[Testimony before the Subcommittee on Oversight and Investigations, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
			<content:encoded><![CDATA[<p>Testimony before the Subcommittee on Oversight and Investigations, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fratelockadvisory.com%2Fvan-der-weide-credit-ratings-agencies.html&amp;title=Van%20Der%20Weide%2C%20Credit%20Ratings%20Agencies" id="wpa2a_6"><img src="http://ratelockadvisory.com/wp-content/plugins/add-to-any/share_save_256_24.png" width="256" height="24" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Braunstein, Mortgage origination</title>
		<link>http://ratelockadvisory.com/braunstein-mortgage-origination.html</link>
		<comments>http://ratelockadvisory.com/braunstein-mortgage-origination.html#comments</comments>
		<pubDate>Tue, 06 Sep 2011 04:22:44 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[Community]]></category>
		<category><![CDATA[community opportunity]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage origination]]></category>
		<category><![CDATA[Opportunity]]></category>
		<category><![CDATA[opportunity committee]]></category>
		<category><![CDATA[origination]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[washington d c]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/braunstein-mortgage-origination.html</guid>
		<description><![CDATA[Testimony before the Subcommittee on Insurance, Housing, and Community Opportunity, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
			<content:encoded><![CDATA[<p>Testimony before the Subcommittee on Insurance, Housing, and Community Opportunity, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fratelockadvisory.com%2Fbraunstein-mortgage-origination.html&amp;title=Braunstein%2C%20Mortgage%20origination" id="wpa2a_8"><img src="http://ratelockadvisory.com/wp-content/plugins/add-to-any/share_save_256_24.png" width="256" height="24" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Statement for the Record, On mortgage servicing</title>
		<link>http://ratelockadvisory.com/statement-for-the-record-on-mortgage-servicing.html</link>
		<comments>http://ratelockadvisory.com/statement-for-the-record-on-mortgage-servicing.html#comments</comments>
		<pubDate>Tue, 06 Sep 2011 04:22:42 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[Consumer]]></category>
		<category><![CDATA[consumer credit]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial institutions]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[investigations committee]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Oversight]]></category>
		<category><![CDATA[Record]]></category>
		<category><![CDATA[Servicing]]></category>
		<category><![CDATA[statement]]></category>
		<category><![CDATA[subcommittees]]></category>
		<category><![CDATA[washington d c]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/statement-for-the-record-on-mortgage-servicing.html</guid>
		<description><![CDATA[Statement provided to the Subcommittees on Financial Institutions and Consumer Credit and Oversight and Investigations, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
			<content:encoded><![CDATA[<p>Statement provided to the Subcommittees on Financial Institutions and Consumer Credit and Oversight and Investigations, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fratelockadvisory.com%2Fstatement-for-the-record-on-mortgage-servicing.html&amp;title=Statement%20for%20the%20Record%2C%20On%20mortgage%20servicing" id="wpa2a_10"><img src="http://ratelockadvisory.com/wp-content/plugins/add-to-any/share_save_256_24.png" width="256" height="24" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tarullo, Capital and liquidity standards</title>
		<link>http://ratelockadvisory.com/tarullo-capital-and-liquidity-standards.html</link>
		<comments>http://ratelockadvisory.com/tarullo-capital-and-liquidity-standards.html#comments</comments>
		<pubDate>Tue, 06 Sep 2011 04:22:39 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Capital]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[liquidity]]></category>
		<category><![CDATA[Tarullo]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[washington d c]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/tarullo-capital-and-liquidity-standards.html</guid>
		<description><![CDATA[Testimony before the Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
			<content:encoded><![CDATA[<p>Testimony before the Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fratelockadvisory.com%2Ftarullo-capital-and-liquidity-standards.html&amp;title=Tarullo%2C%20Capital%20and%20liquidity%20standards" id="wpa2a_12"><img src="http://ratelockadvisory.com/wp-content/plugins/add-to-any/share_save_256_24.png" width="256" height="24" alt="Share"/></a></p>]]></content:encoded>
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		</item>
		<item>
		<title>Duke, Foreclosure Documentation Issues</title>
		<link>http://ratelockadvisory.com/duke-foreclosure-documentation-issues.html</link>
		<comments>http://ratelockadvisory.com/duke-foreclosure-documentation-issues.html#comments</comments>
		<pubDate>Wed, 17 Nov 2010 20:00:00 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[Community]]></category>
		<category><![CDATA[community opportunity]]></category>
		<category><![CDATA[Documentation]]></category>
		<category><![CDATA[documentation issues]]></category>
		<category><![CDATA[Duke]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Opportunity]]></category>
		<category><![CDATA[opportunity committee]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[washington d c]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/duke-foreclosure-documentation-issues.html</guid>
		<description><![CDATA[Testimony before the Subcommittee on Housing and Community Opportunity, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
			<content:encoded><![CDATA[<p>Testimony before the Subcommittee on Housing and Community Opportunity, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fratelockadvisory.com%2Fduke-foreclosure-documentation-issues.html&amp;title=Duke%2C%20Foreclosure%20Documentation%20Issues" id="wpa2a_14"><img src="http://ratelockadvisory.com/wp-content/plugins/add-to-any/share_save_256_24.png" width="256" height="24" alt="Share"/></a></p>]]></content:encoded>
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		</item>
		<item>
		<title>Alvarez, Incentive Compensation</title>
		<link>http://ratelockadvisory.com/alvarez-incentive-compensation.html</link>
		<comments>http://ratelockadvisory.com/alvarez-incentive-compensation.html#comments</comments>
		<pubDate>Thu, 23 Sep 2010 20:10:00 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Alvarez]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[Compensation]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[house committee on financial services]]></category>
		<category><![CDATA[Incentive]]></category>
		<category><![CDATA[incentive compensation]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[washington d c]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/alvarez-incentive-compensation.html</guid>
		<description><![CDATA[Testimony before the House Committee on Financial Services, Washington, D.C.]]></description>
			<content:encoded><![CDATA[<p>Testimony before the House Committee on Financial Services, Washington, D.C.</p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fratelockadvisory.com%2Falvarez-incentive-compensation.html&amp;title=Alvarez%2C%20Incentive%20Compensation" id="wpa2a_16"><img src="http://ratelockadvisory.com/wp-content/plugins/add-to-any/share_save_256_24.png" width="256" height="24" alt="Share"/></a></p>]]></content:encoded>
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		</item>
		<item>
		<title>Roseman, The state of U.S. coins and currency</title>
		<link>http://ratelockadvisory.com/roseman-the-state-of-u-s-coins-and-currency.html</link>
		<comments>http://ratelockadvisory.com/roseman-the-state-of-u-s-coins-and-currency.html#comments</comments>
		<pubDate>Thu, 16 Sep 2010 11:06:30 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[coins]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[Domestic]]></category>
		<category><![CDATA[domestic monetary policy]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Monetary]]></category>
		<category><![CDATA[Policy]]></category>
		<category><![CDATA[Roseman]]></category>
		<category><![CDATA[state]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[technology committee]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[washington d c]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/roseman-the-state-of-u-s-coins-and-currency.html</guid>
		<description><![CDATA[Testimony before the Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
			<content:encoded><![CDATA[<p>Testimony before the Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tarullo, Regulatory reform</title>
		<link>http://ratelockadvisory.com/tarullo-regulatory-reform.html</link>
		<comments>http://ratelockadvisory.com/tarullo-regulatory-reform.html#comments</comments>
		<pubDate>Thu, 29 Oct 2009 12:45:00 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[D.C.]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[Washington]]></category>
		<category><![CDATA[washington d c]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/tarullo-regulatory-reform.html</guid>
		<description><![CDATA[Testimony before the Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
			<content:encoded><![CDATA[<p>Testimony before the Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fratelockadvisory.com%2Ftarullo-regulatory-reform.html&amp;title=Tarullo%2C%20Regulatory%20reform" id="wpa2a_20"><img src="http://ratelockadvisory.com/wp-content/plugins/add-to-any/share_save_256_24.png" width="256" height="24" alt="Share"/></a></p>]]></content:encoded>
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		</item>
		<item>
		<title>Bernanke, Regulatory reform</title>
		<link>http://ratelockadvisory.com/bernanke-regulatory-reform.html</link>
		<comments>http://ratelockadvisory.com/bernanke-regulatory-reform.html#comments</comments>
		<pubDate>Thu, 01 Oct 2009 13:00:00 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[D.C.]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Testimony]]></category>
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		<description><![CDATA[Testimony before the Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
			<content:encoded><![CDATA[<p>Testimony before the Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fratelockadvisory.com%2Fbernanke-regulatory-reform.html&amp;title=Bernanke%2C%20Regulatory%20reform" id="wpa2a_22"><img src="http://ratelockadvisory.com/wp-content/plugins/add-to-any/share_save_256_24.png" width="256" height="24" alt="Share"/></a></p>]]></content:encoded>
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		<title>Alvarez, Federal Reserve Transparency</title>
		<link>http://ratelockadvisory.com/alvarez-federal-reserve-transparency.html</link>
		<comments>http://ratelockadvisory.com/alvarez-federal-reserve-transparency.html#comments</comments>
		<pubDate>Thu, 24 Sep 2009 18:00:00 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[D.C.]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[Washington]]></category>
		<category><![CDATA[washington d c]]></category>

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		<description><![CDATA[Testimony before the Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
			<content:encoded><![CDATA[<p>Testimony before the Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
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