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	<title>Daily Mortgage Rate Lock Advisory &#187; Subcommittee</title>
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	<description>Mortgage Interest Rates Change Daily - Do you have a crystal ball? If not use the Rate Lock Advisory!!</description>
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		<title>Bertsch, Banking Supervision and Regulation</title>
		<link>http://ratelockadvisory.com/bertsch-banking-supervision-and-regulation.html</link>
		<comments>http://ratelockadvisory.com/bertsch-banking-supervision-and-regulation.html#comments</comments>
		<pubDate>Tue, 06 Sep 2011 04:22:47 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[banking supervision]]></category>
		<category><![CDATA[Bertsch]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[Consumer]]></category>
		<category><![CDATA[consumer credit]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit committee]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial institutions]]></category>
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		<category><![CDATA[House]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Newnan]]></category>
		<category><![CDATA[newnan georgia]]></category>
		<category><![CDATA[Regulation]]></category>
		<category><![CDATA[statement]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Supervision]]></category>

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		<description><![CDATA[Statement provided to the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives, Newnan, Georgia]]></description>
			<content:encoded><![CDATA[
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<p>Statement provided to the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives, Newnan, Georgia</p>
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		<title>Van Der Weide, Credit Ratings Agencies</title>
		<link>http://ratelockadvisory.com/van-der-weide-credit-ratings-agencies.html</link>
		<comments>http://ratelockadvisory.com/van-der-weide-credit-ratings-agencies.html#comments</comments>
		<pubDate>Tue, 06 Sep 2011 04:22:46 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Investigations]]></category>
		<category><![CDATA[investigations committee]]></category>
		<category><![CDATA[Oversight]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[van der weide]]></category>
		<category><![CDATA[washington d c]]></category>
		<category><![CDATA[Weide]]></category>

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		<description><![CDATA[Testimony before the Subcommittee on Oversight and Investigations, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
			<content:encoded><![CDATA[
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<p>Testimony before the Subcommittee on Oversight and Investigations, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
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		<title>Braunstein, Mortgage origination</title>
		<link>http://ratelockadvisory.com/braunstein-mortgage-origination.html</link>
		<comments>http://ratelockadvisory.com/braunstein-mortgage-origination.html#comments</comments>
		<pubDate>Tue, 06 Sep 2011 04:22:44 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[Community]]></category>
		<category><![CDATA[community opportunity]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage origination]]></category>
		<category><![CDATA[Opportunity]]></category>
		<category><![CDATA[opportunity committee]]></category>
		<category><![CDATA[origination]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[washington d c]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/braunstein-mortgage-origination.html</guid>
		<description><![CDATA[Testimony before the Subcommittee on Insurance, Housing, and Community Opportunity, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
			<content:encoded><![CDATA[
<!-- ALL ADSENSE ADS DISABLED -->
<p>Testimony before the Subcommittee on Insurance, Housing, and Community Opportunity, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
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		<title>Foley, Banking supervision</title>
		<link>http://ratelockadvisory.com/foley-banking-supervision.html</link>
		<comments>http://ratelockadvisory.com/foley-banking-supervision.html#comments</comments>
		<pubDate>Tue, 06 Sep 2011 04:22:39 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[banking supervision]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[Consumer]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial institutions]]></category>
		<category><![CDATA[Foley]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Protection]]></category>
		<category><![CDATA[protection committee]]></category>
		<category><![CDATA[Senate]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Supervision]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[u s senate]]></category>
		<category><![CDATA[urban affairs]]></category>
		<category><![CDATA[washington d c]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/foley-banking-supervision.html</guid>
		<description><![CDATA[Testimony before the Subcommittee on Financial Institutions and Consumer Protection, Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C.]]></description>
			<content:encoded><![CDATA[
<!-- ALL ADSENSE ADS DISABLED -->
<p>Testimony before the Subcommittee on Financial Institutions and Consumer Protection, Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C.</p>
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		<title>Duke, Foreclosure Documentation Issues</title>
		<link>http://ratelockadvisory.com/duke-foreclosure-documentation-issues.html</link>
		<comments>http://ratelockadvisory.com/duke-foreclosure-documentation-issues.html#comments</comments>
		<pubDate>Wed, 17 Nov 2010 20:00:00 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[Community]]></category>
		<category><![CDATA[community opportunity]]></category>
		<category><![CDATA[Documentation]]></category>
		<category><![CDATA[documentation issues]]></category>
		<category><![CDATA[Duke]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Opportunity]]></category>
		<category><![CDATA[opportunity committee]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[washington d c]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/duke-foreclosure-documentation-issues.html</guid>
		<description><![CDATA[Testimony before the Subcommittee on Housing and Community Opportunity, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
			<content:encoded><![CDATA[
<!-- ALL ADSENSE ADS DISABLED -->
<p>Testimony before the Subcommittee on Housing and Community Opportunity, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
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		<title>Tarullo, International cooperation and financial regulatory modernization</title>
		<link>http://ratelockadvisory.com/tarullo-international-cooperation-and-financial-regulatory-modernization.html</link>
		<comments>http://ratelockadvisory.com/tarullo-international-cooperation-and-financial-regulatory-modernization.html#comments</comments>
		<pubDate>Thu, 16 Sep 2010 11:06:31 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[finance committee]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[international cooperation]]></category>
		<category><![CDATA[international trade]]></category>
		<category><![CDATA[modernization]]></category>
		<category><![CDATA[Security]]></category>
		<category><![CDATA[Senate]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[Trade]]></category>
		<category><![CDATA[u s senate]]></category>
		<category><![CDATA[Urban]]></category>
		<category><![CDATA[urban affairs]]></category>
		<category><![CDATA[washington d c]]></category>

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		<description><![CDATA[Testimony before the Subcommittee on Security and International Trade and Finance, Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C.]]></description>
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<p>Testimony before the Subcommittee on Security and International Trade and Finance, Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C.</p>
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		<title>Roseman, The state of U.S. coins and currency</title>
		<link>http://ratelockadvisory.com/roseman-the-state-of-u-s-coins-and-currency.html</link>
		<comments>http://ratelockadvisory.com/roseman-the-state-of-u-s-coins-and-currency.html#comments</comments>
		<pubDate>Thu, 16 Sep 2010 11:06:30 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[coins]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[Domestic]]></category>
		<category><![CDATA[domestic monetary policy]]></category>
		<category><![CDATA[Financial]]></category>
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		<category><![CDATA[Monetary]]></category>
		<category><![CDATA[Policy]]></category>
		<category><![CDATA[Roseman]]></category>
		<category><![CDATA[state]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[technology committee]]></category>
		<category><![CDATA[Testimony]]></category>
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		<description><![CDATA[Testimony before the Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
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<p>Testimony before the Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
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		<title>Greenlee, Small business lending</title>
		<link>http://ratelockadvisory.com/greenlee-small-business-lending.html</link>
		<comments>http://ratelockadvisory.com/greenlee-small-business-lending.html#comments</comments>
		<pubDate>Sun, 13 Dec 2009 22:30:23 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[investigations committee]]></category>
		<category><![CDATA[Oversight]]></category>
		<category><![CDATA[southfield michigan]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Testimony]]></category>

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		<description><![CDATA[Testimony before the Subcommittee on Oversight and Investigations, Committee on Financial Services, U.S. House Of Representatives, Southfield, Michigan]]></description>
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<p>Testimony before the Subcommittee on Oversight and Investigations, Committee on Financial Services, U.S. House Of Representatives, Southfield, Michigan</p>
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		<title>Greenlee, Residential and commercial real estate</title>
		<link>http://ratelockadvisory.com/greenlee-residential-and-commercial-real-estate.html</link>
		<comments>http://ratelockadvisory.com/greenlee-residential-and-commercial-real-estate.html#comments</comments>
		<pubDate>Sun, 13 Dec 2009 22:30:17 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[atlanta georgia]]></category>
		<category><![CDATA[committee on oversight and government reform]]></category>
		<category><![CDATA[domestic policy committee]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Oversight]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Testimony]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/greenlee-residential-and-commercial-real-estate.html</guid>
		<description><![CDATA[Testimony before the Subcommittee on Domestic Policy, Committee on Oversight and Government Reform, U.S. House of Representatives, Atlanta, Georgia]]></description>
			<content:encoded><![CDATA[
<!-- ALL ADSENSE ADS DISABLED -->
<p>Testimony before the Subcommittee on Domestic Policy, Committee on Oversight and Government Reform, U.S. House of Representatives, Atlanta, Georgia</p>
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		<title>Tarullo, State of the banking industry</title>
		<link>http://ratelockadvisory.com/tarullo-state-of-the-banking-industry.html</link>
		<comments>http://ratelockadvisory.com/tarullo-state-of-the-banking-industry.html#comments</comments>
		<pubDate>Wed, 14 Oct 2009 17:45:00 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[D.C.]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financial institutions committee]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Senate]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[u s senate]]></category>
		<category><![CDATA[U.S.]]></category>
		<category><![CDATA[Urban]]></category>
		<category><![CDATA[urban affairs]]></category>
		<category><![CDATA[Washington]]></category>
		<category><![CDATA[washington d c]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/tarullo-state-of-the-banking-industry.html</guid>
		<description><![CDATA[Testimony before the Subcommittee on Financial Institutions, Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C.]]></description>
			<content:encoded><![CDATA[
<!-- ALL ADSENSE ADS DISABLED -->
<p>Testimony before the Subcommittee on Financial Institutions, Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C.</p>
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		<title>Tarullo, International cooperation to modernize financial regulation</title>
		<link>http://ratelockadvisory.com/tarullo-international-cooperation-to-modernize-financial-regulation.html</link>
		<comments>http://ratelockadvisory.com/tarullo-international-cooperation-to-modernize-financial-regulation.html#comments</comments>
		<pubDate>Wed, 30 Sep 2009 18:30:00 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Committee]]></category>
		<category><![CDATA[D.C.]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[finance committee]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[International]]></category>
		<category><![CDATA[international trade]]></category>
		<category><![CDATA[Security]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[Trade]]></category>
		<category><![CDATA[Urban]]></category>
		<category><![CDATA[urban affairs]]></category>
		<category><![CDATA[Washington]]></category>
		<category><![CDATA[washington d c]]></category>

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		<description><![CDATA[Testimony before the Subcommittee on Security and International Trade and Finance, Committee on Banking, Housing, and Urban Affairs, Washington, D.C.]]></description>
			<content:encoded><![CDATA[
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<p>Testimony before the Subcommittee on Security and International Trade and Finance, Committee on Banking, Housing, and Urban Affairs, Washington, D.C.</p>
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		<title>Duke, Consumer protection</title>
		<link>http://ratelockadvisory.com/duke-consumer-protection.html</link>
		<comments>http://ratelockadvisory.com/duke-consumer-protection.html#comments</comments>
		<pubDate>Wed, 02 Sep 2009 06:40:07 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[domestic monetary policy]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Monetary]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[technology committee]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[Washington]]></category>
		<category><![CDATA[washington d c]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/duke-consumer-protection.html</guid>
		<description><![CDATA[Testimony before the Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
			<content:encoded><![CDATA[
<!-- ALL ADSENSE ADS DISABLED -->
<p>Testimony before the Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
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		<title>Kohn, Federal Reserve independence</title>
		<link>http://ratelockadvisory.com/kohn-federal-reserve-independence.html</link>
		<comments>http://ratelockadvisory.com/kohn-federal-reserve-independence.html#comments</comments>
		<pubDate>Wed, 02 Sep 2009 06:40:06 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[domestic monetary policy]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[house of representatives]]></category>
		<category><![CDATA[Monetary]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[technology committee]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[Washington]]></category>
		<category><![CDATA[washington d c]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/kohn-federal-reserve-independence.html</guid>
		<description><![CDATA[Testimony before the Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.]]></description>
			<content:encoded><![CDATA[
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<p>Testimony before the Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</p>
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		<title>White, Over-the-counter derivatives</title>
		<link>http://ratelockadvisory.com/white-over-the-counter-derivatives.html</link>
		<comments>http://ratelockadvisory.com/white-over-the-counter-derivatives.html#comments</comments>
		<pubDate>Wed, 02 Sep 2009 06:40:02 +0000</pubDate>
		<dc:creator>Your Mortgage Planner</dc:creator>
				<category><![CDATA[The Federal Reserve]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[investment committee]]></category>
		<category><![CDATA[Senate]]></category>
		<category><![CDATA[Subcommittee]]></category>
		<category><![CDATA[Testimony]]></category>
		<category><![CDATA[u s senate]]></category>
		<category><![CDATA[U.S.]]></category>
		<category><![CDATA[Urban]]></category>
		<category><![CDATA[urban affairs]]></category>
		<category><![CDATA[Washington]]></category>
		<category><![CDATA[washington d c]]></category>

		<guid isPermaLink="false">http://ratelockadvisory.com/white-over-the-counter-derivatives.html</guid>
		<description><![CDATA[Testimony before the Subcommittee on Securities, Insurance, and Investment, Committee of Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C.]]></description>
			<content:encoded><![CDATA[
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<p>Testimony before the Subcommittee on Securities, Insurance, and Investment, Committee of Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C.</p>
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